Connecticut Grounds Keepers Association

Equifax Issues

Another massive security breach has occurred, putting over 143 million people’s social security numbers and other very sensitive consumer data at risk. Equifax, one of the three main credit reporting agencies in the United States, took several months to report it.

Although the investigation is continuing as of today, September 18, 2017, what is known is that a web application vulnerability was exploited due to a uninstalled security patch.

First, credit monitoring is a must. Experian is offering one year free of charge for those affected. Even if you’re not one of those, credit monitoring is a good first course of action. To see if you’ve been affected you can go to or call 1-866-447-7559 (7:00 am to 1:00 am EST) to enter your information.

Once you’ve confirmed that you’ve been affected, you’ll have the opportunity to sign up for the credit monitoring. There has been much discussion in the news about the terms of the agreement that Equifax is requiring. This is currently a gray area that should be closely monitored as you may be giving up your right to sue Equifax. We can assist you on this process if you like.

Additionally, the best defense is a good offense. By that we mean, put a permanent freeze on your credit reports. When looking to acquire credit, only you, via a PIN, can unlock your report for a creditor to acquire your credit report.

If you have already been affected by an identity theft from this recent breach or another breach, there are several steps you need to do IMMEDIATELY.

• Contact Experian, TransUnion, and Equifax and put a freeze on the accounts, so that no additional lines of credit can be taken out.
• Contact the banks and request that a PIN be placed on the accounts. This way, no one can request changes without having supplied the PIN.

• Obtain recent copies of credit reports and do a tri-merge (cross compare all of the records and locate anything suspicious)

• File the appropriate report:
• Monitor your tax transcript and look for changes in the address and filing
• If an unauthorized person has compromised your account credentials, change them – All accounts that share the same password should be changed. We also advise that the primary a email account in which banking statements and
important registrations are linked to – that account have the password.

Cybersecurity Incident & Important Consumer Information | Equifax

ATLANTA — As part of the company’s ongoing review of the cybersecurity incident announced September 7, 2017, Equifax Inc. (NYSE: EFX) today made personnel changes and released additional information regarding its preliminary findings about the incident.